Resilient – Strategic – Secure

Coverage That Protects Your Foundations

Property All Risks

Protection against theft, fire, natural disasters, and accidental damage to your physical assets

Fire & Allied Perils

Focused protection from common perils such as fire, explosion, impact damage, and more

Business Interruption

Support to maintain financial stability during disruptions caused by insured events

Resilient – Strategic – Secure

Asset Protection for Your Business

At Deraya, we understand that your physical assets from buildings to critical equipment are vital to your business continuity. Our property insurance solutions are designed to protect your investments from unforeseen events like fire, natural disasters, theft, or equipment damage.

Whether you operate a small workshop or a large facility, we connect you with comprehensive policies that meet your operational needs, your risk profile, and IA regulatory standards.

Property All Risks

A broad policy that shields your property against most accidental damages or losses

  • Buildings and fixed assets coverage

  • Equipment and inventory protection

  • Theft, flood, earthquake, and more

Fire & Allied Perils

Essential coverage for common and destructive risks

  • Fire, lightning, explosion, aircraft and impact damage

  • Riot, strike, and malicious damage

  • Compliant with standard commercial risk requirements

Business Interruption

Maintain stability during unexpected downtime

  • Loss of revenue due to operational halt

  • Support for fixed operating costs

  • Coverage tailored to your industry cycle

Household Insurance

Comprehensive protection for your residential property and personal belongings

  • Covers building structure (for homeowners) and/or contents (for renters/owners)

  • Protection against fire, theft, flood, and other perils

  • Includes personal liability for incidents occurring at your home

  • Optionally includes personal valuables and domestic helpers’ cover

Resilient – Strategic – Secure

Fortifying the foundation of business

Scalable Plans

  • SMEs to enterprise-level protection

  • Modular policy design

  • Local and regional risk considerations

Risk-Based Advisory

  • In-depth risk assessments

  • Custom limits and deductibles

  • IA-compliant documentation and terms

Efficient Claims Process

  • Easy documentation steps

  • Dedicated claims support

  • Proactive status updates

Get Your Custom Insurance Strategy

Your property deserves more than a generic policy. With Deraya, you benefit from local knowledge, industry insight, and customized insurance that aligns with your growth. Reach out today and let us secure the physical assets that keep your business running.