Specialized Insurance Solutions

Focused – Adaptive – Expert

Specialized Insurance Solutions Beyond the Standard

Trade Credit Insurance

Protects your receivables and ensures cash flow when clients default on payments

Travel & Event Cancellation

Protect your organization against sudden disruptions and non-refundable losses

Terrorism & Sabotage

Specialized coverage for politically sensitive areas and high-risk business zones

Focused – Adaptive – Expert

Asset Protection for Your Business

Some risks don’t fit in traditional boxes — and neither should your coverage. At Deraya, we work with leading insurers to provide specialized solutions tailored for high-risk sectors, complex project-based operations, or uncommon exposure scenarios.

Whether you’re launching a new project, protecting a financial transaction, or planning a high-stakes event, we ensure you’re backed by precise and purposeful coverage.

Group Travel Insurance

Protection for your personnel during business travel

  • Medical emergencies, lost luggage, delays, and evacuations

  • Accidental death and dismemberment (AD&D)

  • Available for local and international business trips

Trade Credit Insurance

Protects against non-payment from debtors or clients

  • Covers commercial and political risks leading to buyer insolvency

  • Secures cash flow and balance sheet stability

  • Supports expansion into new markets

Terrorism & Sabotage

Special protection in high-risk regions or volatile environments

  • Covers physical damage from politically motivated acts

  • Optionally extended to strikes, riots, and civil commotion (SRCC)

  • Suitable for commercial hubs, logistics, and infrastructure

Event Cancellation

Coverage for cancelled, postponed, or disrupted events

  • Protects non-refundable deposits and financial losses

  • Covers weather, venue issues, or vendor no-shows

  • Ideal for conferences, sports, and exhibitions

Crime Insurance

Insures against internal and external acts of fraud or dishonesty

  • Covers employee theft, forgery, embezzlement

  • Protection against third-party cyber fraud

  • Includes investigation and legal cost support

Fidelity Guarantee

Focused coverage against dishonest acts by designated employees

  • Employee-specific fraud coverage

  • Typically applies to finance or cash-handling roles

  • Custom limits and policy durations

Political Risk Insurance

Secure foreign assets and projects from geopolitical events

  • Covers expropriation, currency inconvertibility, political violence

  • Ideal for investors, contractors, and exporters

  • Backed by international reinsurers

Specialized – Strategic – Secure

Insurance Designed for Complex Risks

Tailored to Uncommon Risk

  • Sectors include energy, construction, media, and government

  • Custom coverage language and risk profiling

  • Supported by international underwriters

End-to-End Advisory

  • Full consultation during bid/project phase

  • Document review and regulatory compliance

  • Claims management in complex scenarios

Rapid Mobilization

  • Fast response for event-based and location-based risk

  • Short-term and renewable policies available

  • Clear policy limits and exclusions guidance

When the Risk Is Unique, So Is the Solution

Not all businesses face the same challenges, and that’s where Deraya’s specialized insurance support makes a difference. We bring deep sector knowledge and flexible underwriting partnerships to build the protection you need, exactly how you need it.