Caring – Strategic – Reliable

Putting People First, Building Stronger Businesses

Tailored Coverage Plans

Supporting every employee, every stage of life

Streamlined Benefit Management

Designed to simplify HR processes and reduce administrative burden

Reliable Compliance Framework

Ensuring alignment with Shariah and local regulatory standards

Caring – Strategic – Reliable

The Steps We Take to Protect Your Team

At Deraya, we understand that your employees are your greatest asset. That’s why we offer a comprehensive suite of employee benefit solutions designed to safeguard their well-being and provide long-term financial security.

Our deep expertise in the Saudi Arabian market allows us to craft insurance programs that fit the size, structure, and budget of your workforce while maintaining full compliance with Shariah and the Insurance Association (IA) regulations.

Group Medical

Ensure your employees have access to quality healthcare with flexible and comprehensive group medical insurance plans. We will help you find a range of options tailored to diverse needs. Rest assured that all our medical plans are fully compliant with Insurance Association (IA) guidelines and the Council of Health Insurance (CHI) regulations, providing you with peace of mind and ensuring your employees receive the best possible care.

Group Life

Provide comprehensive financial protection for your employees and their families with Group Life insurance plans. These plans offer coverage in the event of an employee’s death or disability, helping to alleviate financial burdens during challenging times.

Group Credit Life

Provide your borrowers with financial security and peace of mind with our group credit life insurance solutions. This coverage protects lenders from financial loss due to a borrower’s death or disability, while ensuring that families are not burdened with outstanding debt.

Group Personal Accidents

Protect your employees against unforeseen circumstances with our group personal accident insurance. This coverage provides financial support in case of accidental death, disability, or dismemberment, ensuring your employees are protected both on and off the job.

Caring – Strategic – Reliable

We Help You Invest in What Matters Most

Efficient
  • Smart Enrollment Tools

  • Employee-Centric Coverage

  • Ongoing Advisory Support

Flexible
  • Easy Claims Handling

  • Tailored Wellness Add-ons

  • Nationwide Network Access

Empowering
  • Scalable for Growth

  • Cost-Effective Solutions

  • Trusted Local Partnerships

Investing in Your Most Valuable Asset

A well-structured benefits plan is one of the most powerful tools for retention and growth. It provides your employees with the security they need to thrive, and it gives your business a competitive edge.