Accountable – Compliant – Protected

Coverage That Stands Behind Every Decision

Public Liability

Protects against claims for injury or property damage caused to others by your operations or premises

Professional Indemnity

Essential coverage for service providers against errors, omissions, or negligence claims

    Employer’s Liability

    Covers medical costs and compensation related to employee injuries or illness during work

      Accountable – Compliant – Protected

      Mitigating Business and Professional Liability

      No matter the industry, liability is a real and growing concern. One unexpected claim, whether from a customer, a supplier, or an employee can result in serious financial and reputational damage.

      At Deraya, we offer comprehensive liability solutions to protect your business from legal exposure, in full alignment with IA regulations and Saudi labor laws

      From customer-facing companies to licensed professionals, we help you assess your risk and connect you with fit-for-purpose liability coverage.

      Public Liability

      Protects against accidental injuries or property damage to third parties

      • Bodily injury claims from visitors or clients

      • Property damage caused by operations

      • Legal defense costs and settlements

      Professional Indemnity

      Protects professionals against legal claims due to errors, omissions, or negligence

      • Suitable for consultants, lawyers, engineers, medical providers

      • Covers legal defense and compensation payouts

      • Often required by professional licensing bodies

      Directors & Officers Liability

      Personal liability coverage for company decision-makers

      • Protection for executives and board members

      • Covers wrongful acts, mismanagement, or breach of duty

      • Legal representation and settlement included

      Product Liability

      Covers manufacturers and sellers in case of injury or damage caused by defective products

      • Defective product claims

      • Coverage for recalls and investigation

      • Legal and settlement support

      Workmen’s Compensation & Employer’s Liability

      Ensures employee safety compliance and covers workplace incidents

      • Medical expenses for injured workers

      • Lost wages and rehabilitation costs

      • Legal protection in labor-related claims

      Airside Liability

      Specialized coverage for aviation-related activities within airport boundaries

      • Covers third-party injury or property damage on the airside

      • Essential for ground handlers, airlines, maintenance providers, and cargo operators

      • Protects against incidents involving aircraft, vehicles, and equipment in airside areas

      Defend – Comply – Thrive

      Shielding What Matters Most in Business

      Sector-Specific Coverage

      • Available for healthcare, construction, retail, and services

      • Adaptable policy structures

      • Local and regional risk considerations

      Compliance Made Easy

      • Shariah-compliant and government-recognized

      • Periodic policy reviews

      • Documentation and renewal guidance

      Proactive Claims Support

      • Legal coordination assistance

      • Dedicated claims team

      • Fast claim processing and follow-up

      Protect Your Business Reputation

      In today’s complex business environment, liability is unavoidable but the impact doesn’t have to be. With Deraya, you gain a strategic partner that helps you anticipate risk, stay compliant, and act with confidence.