Focused – Adaptive – Expert

Insurance Beyond the Standard

Trade Credit Insurance

Protects your receivables and ensures cash flow when clients default on payments

Travel & Event Cancellation

Protect your organization against sudden disruptions and non-refundable losses

    Terrorism & Sabotage

    Specialized coverage for politically sensitive areas and high-risk business zones

      Focused – Adaptive – Expert

      Asset Protection for Your Business

      Some risks don’t fit in traditional boxes — and neither should your coverage. At Deraya, we work with leading insurers to provide specialized solutions tailored for high-risk sectors, complex project-based operations, or uncommon exposure scenarios.

      Whether you’re launching a new project, protecting a financial transaction, or planning a high-stakes event, we ensure you’re backed by precise and purposeful coverage.

      Group Travel Insurance

      Protection for your personnel during business travel

      • Medical emergencies, lost luggage, delays, and evacuations

      • Accidental death and dismemberment (AD&D)

      • Available for local and international business trips

      Trade Credit Insurance

      Protects against non-payment from debtors or clients

      • Covers commercial and political risks leading to buyer insolvency

      • Secures cash flow and balance sheet stability

      • Supports expansion into new markets

      Terrorism & Sabotage

      Special protection in high-risk regions or volatile environments

      • Covers physical damage from politically motivated acts

      • Optionally extended to strikes, riots, and civil commotion (SRCC)

      • Suitable for commercial hubs, logistics, and infrastructure

      Event Cancellation

      Coverage for cancelled, postponed, or disrupted events

      • Protects non-refundable deposits and financial losses

      • Covers weather, venue issues, or vendor no-shows

      • Ideal for conferences, sports, and exhibitions

      Crime Insurance

      Insures against internal and external acts of fraud or dishonesty

      • Covers employee theft, forgery, embezzlement

      • Protection against third-party cyber fraud

      • Includes investigation and legal cost support

      Fidelity Guarantee

      Focused coverage against dishonest acts by designated employees

      • Employee-specific fraud coverage

      • Typically applies to finance or cash-handling roles

      • Custom limits and policy durations

      Political Risk Insurance

      Secure foreign assets and projects from geopolitical events

      • Covers expropriation, currency inconvertibility, political violence

      • Ideal for investors, contractors, and exporters

      • Backed by international reinsurers

      Specialized – Strategic – Secure

      Insurance Designed for Complex Risks

      Tailored to Uncommon Risk

      • Sectors include energy, construction, media, and government

      • Custom coverage language and risk profiling

      • Supported by international underwriters

      End-to-End Advisory

      • Full consultation during bid/project phase

      • Document review and regulatory compliance

      • Claims management in complex scenarios

      Rapid Mobilization

      • Fast response for event-based and location-based risk

      • Short-term and renewable policies available

      • Clear policy limits and exclusions guidance

      When the Risk Is Unique, So Is the Solution

      Not all businesses face the same challenges, and that’s where Deraya’s specialized insurance support makes a difference. We bring deep sector knowledge and flexible underwriting partnerships to build the protection you need, exactly how you need it.